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Panama

Launch a Panama International Business Company

Full-service Panama IBC / Sociedad Anónima setup covering incorporation, registered agent and office, and ongoing annual maintenance - suited to international trading, investment holding, and cross-border corporate planning.

Starting from from $4,704

Start onboarding

New to the jurisdiction? Read the Panama overview first.

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Services & pricing

Core packages below, plus optional add-ons you can select during onboarding.

Panama IBC / S.A. - core incorporation (Year 1)

International trading, investment holding, and general cross-border corporate planning.

Pricing

US$4,704

2-5 business daysClient fee · taxes and third-party costs excluded

Included

  • Panama company incorporation
  • Registered agent and registered office in Panama for Year 1
  • Standard corporate documents
  • Guidance and coordination throughout the process

Timeline starts after KYC approval and receipt of funds.

Taxes and third-party disbursements are excluded.

Annual maintenance from Year 2

Keeping the Panama IBC / S.A. in good standing after its first year.

Pricing

US$3,920

Annual, on the incorporation anniversaryClient fee · taxes and third-party costs excluded

Included

  • Registered agent
  • Government renewal fees
  • Annual accounting requirement or filing as required

Accounting and bookkeeping beyond the annual requirement are quoted separately.

Nominee directors

Professional nominee directors for Panama's three-director requirement. Choose 1-3 depending on how many client-appointed directors you already have.

Pricing

USD 2,320 / year each

Subject to onboarding and monitoring

Nominee shareholder

Nominee shareholder service with full UBO disclosure and off-register documentation.

Pricing

USD 4,060 / year

Subject to onboarding and monitoring

Digital bank / EMI account support

Documentation preparation and coordination with a suitable digital bank or EMI.

Pricing

USD 4,060

Depends on provider review

Traditional bank account support

Introductions, documentation preparation, and liaison with a traditional bank.

Pricing

USD 6,960

Depends on bank review

Detailed offer

Panama onboarding details

We offer a full-service setup for a Panama International Business Company (IBC) / Sociedad Anónima (S.A.), including incorporation, registered agent and office, and ongoing annual maintenance. The structure is suitable for international trading, investment holding, and general cross-border corporate planning.

Offer provided 2026-08-12. Government and third-party fees should be reconfirmed before engagement.

AML/KYC onboarding

  • Certified or notarised passport copy for every individual director, shareholder, and UBO.
  • Certified or notarised proof of residential address dated within the last 3 months.
  • Certified or notarised bank statement dated within the last 3 months, matching the residential address.
  • Professional reference letter from a bank, lawyer, CPA, or regulated professional, addressed to the Panama registered agent and dated within 3 months.
  • Tax residency, TIN where applicable, mobile phone, email, occupation, employer, PEP declaration, and sanctions confirmation.
  • Education background for UBOs where requested.

Additional measures may include

  • Certified English translations where documents are not in English.
  • Full ownership-chain KYC for corporate directors or shareholders.
  • Additional evidence requested during the AML/CFT risk review.

Incorporation information

  • At least 3 individual directors (no Panama residency requirement; professional nominee directors available)
  • At least 1 shareholder (individual or corporate; nominee shareholder available)
  • Identification of ultimate beneficial owner(s) up to natural person level
  • Registered agent and registered office in Panama (included in the service)
  • Three proposed company names in order of preference, with S.A. / Corp. / Inc. suffix
  • Standard authorised capital, typically 10,000 shares, and planned number or value of shares
  • Description of intended business activities and use of the Panama entity
  • List of countries where the company will operate, trade, hold assets, or invest
  • Address where accounting records will be kept and name/email of the responsible person
  • Basic description of source of funds and how funds were accumulated

How the process works

  1. 01

    Confirm the Panama IBC / S.A. structure and any optional nominee or banking services.

  2. 02

    Submit the required company information and KYC documents for directors, shareholders, and UBOs.

  3. 03

    Complete KYC review and confirm readiness to proceed.

  4. 04

    Pay the selected fees; incorporation begins after funds are received.

  5. 05

    Receive the corporate documents and continue with annual maintenance or selected add-ons.

Additional costs

Accounting and bookkeeping

Priced separately based on expected transaction volume and complexity.

Before and after formation

  • A Panama IBC / S.A. requires at least three individual directors; nominee directors are available if required.
  • Ultimate beneficial owners must be identified up to natural person level.
  • Standard authorised capital is typically 10,000 shares, with S.A. / Corp. / Inc. suffixes available.
  • Registered agent and registered office in Panama are included in the Year 1 package.
  • Incorporation begins only after KYC approval and payment.

Onboarding & document standards

Incorporation starts only after KYC approval and receipt of funds. Panama requires at least three individual directors and identification of UBOs up to natural person level.

  • Documents must be in English or accompanied by a certified English translation.
  • Provide two different proofs of residential address dated within the last 3 months, each showing the person's name. A bank statement is accepted but not required if you have other bills or official correspondence.
  • Passport and both address documents for individuals should be certified or notarised.
  • Corporate documents must be certified by a registrar, lawyer, notary, CPA, or another qualified professional.
  • Additional documents may be requested based on the AML/CFT risk review.